Smart Money
Starts Here

The Layer-1 blockchain for institutions where stablecoins don’t just exist, they thrive with built-in trust.

Beyond Blockchain Hype. Built for Real Finance.

Concordium is a secure, scalable Layer-1 blockchain built to enable enterprise-ready stablecoins with built-in trust and compliance that unlocks the value of Web3 for Web2 businesses.

Stablecoins
the Secure Way

Unlike traditional stablecoins, Concordium issues directly at the protocol layer, minimizing smart contract vulnerabilities.

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Smart Payment Mechanisms

Schedule payments, enable compliance and automate financial operations like never before.

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Compliance Built-In, Not Bolted On

Identity verification and jurisdictional controls at the core, making regulators happy and institutions confident.

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Resilient
Architecture

A novel Proof-of-Stake consensus mechanism with a Byzantine Fault Tolerant design for network security and fast transaction finality. 

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Stablecoins
Built Better

Concordium powers smarter money with protocol-level tokens, advanced PayFi features like time releases and compliance controls, and secure ID-based geofencing for cross-border transactions.

Programmability Without the Risk

Advanced PayFi Functionality

Cross-Border Trade Finance Revolutionized

A Real-World Performance Blockchain

Fast, secure, and scalable — designed to meet the demands of real-world applications.

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2

s

Rapid Finality

2.

5

s

Block Time

2000

tx/s

Transactions Per Second

$0.0

1

Cost Per Transaction

Privacy-First Identity & Unparalleled Control

Native Zero-Knowledge Proofs and protocol-level token controls enable secure, compliant transactions and identity verification without compromising user privacy or security.

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ID Verification

Verify truth while maintaining privacy

Geofencing

Cross-border compliance made easy

Proof of Funds

Privately prove balances and liquidity

CCD Fueling the Ecosystem

From network operations, to staking, to deploying and interacting with dApps, CCD is the native token fueling Concordium’s growing ecosystem.

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Built by Experts, Trusted by Institutions

Meet the cryptographic pioneers behind Concordium. Designed for enterprises, backed by research, and built to last.

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Latest news

The latest news, tech updates, and resources.

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Why Regulated Chains Will Win the PayFi Race

Blockchain-based payment solutions—collectively known as PayFi—are transforming how value moves online. But not all chains are built the same. As developers ask what is payfi in crypto, they must choose between fast, permissionless networks and regulated chains designed for compliance.

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PayFi vs DeFi: Key Differences

Blockchain finance is sprinting ahead, but its vocabulary trips people up. DeFi (decentralised finance) has already shown how code can automate lending, trading and yield—yet a new wave dubbed PayFi is emerging to move money itself in real time.

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What Is PayFi? The Future of Payments

PayFi marks the start of a new era in digital money—instant, low-cost and borderless transfers that settle the moment you press “send.” For anyone wondering what is payfi, the answer is simple: it strips away slow, fee-heavy middlemen and replaces them with code you can audit.

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