Ledger and Concordium Bring Age-Verified Payments to Millions
Ledger’s uncompromising hardware security joins forces with Concordium’s age-gated payment technology to deliver 1-Click Verify & Pay.
Ledger, a world leader in digital asset security, has partnered with Concordium to bring age-gated payments to millions of hardware wallet users globally. In the coming months, the collaboration will unlock 1-Click Verify & Pay, combining Ledger's industry-leading security with Concordium's identity-first infrastructure for everyday transactions.
As the stablecoin market surpasses $300 billion, demand for secure and identity-verified payments is higher than ever. Through an integration with Concordium, Ledger is advancing its vision to empower over 7.5 million users with an age-gated payment system that includes seamless access to ten stablecoins in five major currencies.
“At Ledger, our mission has always been to secure users’ digital value, protecting what matters most. We’re proud to work with Concordium, which understands the value of blockchain technology for security and payments, and makes that a priority. Traditional payment rails are not fit for modern use cases and need to be totally disrupted, and we’re happy to integrate Ledger’s security across the ecosystem to offer more choice for users.” –Ian Rogers, Chief Experience Officer at Ledger
Payment Rails of Tomorrow
As a first step in this partnership, Concordium's Browser Wallet now supports Ledger hardware wallets, enhancing security for stablecoins and Concordium’s native token, CCD. Ledger’s cold-wallet users can now, through their devices, securely stake, delegate, manage their account, as well as sign transactions on the Concordium blockchain.
Ledger ecosystem members will now have access to ten stablecoins deployed as Protocol-Level Tokens (PLTs). Because PLTs are built directly into Concordium’s core protocol — rather than deployed as smart contracts — they execute on the same layer as consensus and settlement. This design eliminates the extra computational overhead and complex gas fees common in smart contract-based tokens. As a result, every PLT transaction benefits from native-level performance, enabling throughput of up to 2,000 transactions per second, 4-second finality, and low, predictable gas fees.
By handling transfers and compliance checks at the protocol level, Concordium maintains speed, stability, and scalability, even as usage grows — ensuring instant, auditable payments without sacrificing performance or privacy. All of this together makes Concordium a leading contender to be the blockchain of choice for payment rails and institutional adoption.
Taking Ledger to 1-Click Verify & Pay
The current Ledger-Concordium wallet integration is just the beginning. 1-Click Verify & Pay is the primary goal of this partnership, which will allow users to verify specific identity attributes like age or jurisdiction, and complete stablecoin payments in a single step, each transaction verified using zero-knowledge proof (ZKP) technology, and signed by Ledger’s hardware wallet.
As Concordium continues to roll out new features, including introducing transfer locks, additional disclosures and escrow-like transactions, Ledger will get access to tools that can expand their range of payment solutions. Combining that with Concordium ID, allowlists/denylists with detailed attributes like region or age can further strengthen the existing Ledger transaction ecosystem. On the user side, future Ledger wallet integrations will enable self-sovereign identity (SSI) through ZKPs, allowing users to verify just what is needed.
Building the Foundation for PayFi Adoption
Concordium's integration with Ledger marks a bold step forward for auditable blockchain payments. With hardware-level security now protecting verified transactions, the collaboration strengthens the foundation for institutional and retail adoption at scale, and fuels a growing ecosystem of users, developers and innovators.
This partnership places millions of users at the forefront of the PayFi revolution, enabling them to transact with speed, privacy, and security without compromise.
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