Building the Agentic Economy

This roadmap tracks Concordium across four foundations: protocol-level identity, payments, security, and adoption. The goal is one identity layer where verified humans and verified AI agents transact, with accountability built into the protocol, not bolted on.

A Verified Human Behind Every AI Agent

When an agent acts, the counterparty needs to know a verified human or business stands behind it, so Concordium binds both to identity at the protocol level while zero-knowledge proofs keep who they are private. Accountability without surveillance.

Privacy-Preserving Human Identity

Zero-knowledge proofs confirm a real, verified human is behind every agent, without exposing who they are.

Secured by the Protocol

Identity is issued and checked at the protocol level, the same way for humans and AI agents.

Verify Once, Reuse Everywhere

Confirm your identity on Concordium once and reuse it across every platform and every agent you run.

Enterprise LEI ID Onboarding

Simple and efficient enterprise Onboarding onto the Concordium ecosystem.

AI Agent IDP

Give your agent a selected attribute of your ID so it can verify your details without requesting or interrupting you. All validated and verified against the chain ID layer.

AI Agent Assisted Verify & Access

Agents should be able to verify to the merchant that they are acting on behalf of a human and generate a ZKP for age and geolocation of the human.

In Motion

KYCaaS

Portable KYC across our ecosystem through a dedicated IDP. Building on our Verify and Access technology, this will allow users to consent to their KYC data being shared among participating partners in the ecosystem.

Liveness Check

Using the Concordium ID app not only to generate ZKPs but also to request a recent liveness check to confirm that the person generating the ZKP is indeed the same person on the account.

Near Horizon

AML on Demand checks

Using the Concordium ID and the KYC IDP to do AML checks on demand when the use case requires it.

ID Layer Enhancements

Making the ID Layer Quantum safe.

Account-Level Allow/Deny Lists

The ability to set constraints on your account to stop rogue transfers into your account.

Far Horizon

Settlement With No Honeypot

Agents lock funds in protocol-enforced escrow, never in a smart contract that can be drained, so Concordium becomes the settlement rail agents choose.

Protocol-Enforced Escrow

Agents lock funds at the protocol level, not in a smart contract that can be exploited or drained.

Always in Your Custody

Funds stay with you, never in a honeypot, and return automatically if the counterparty does not deliver.

Security by Default, Control on Demand

Layer smart contract guardrails on top to enforce spending limits, business logic, and real-world conditions.

SOL Agent Identity Backed With Human ID

Extend our CIS-8 standard to also verify SOL keys. Allowing SOL agents to register their accountability.

Protocol Level Locks: Simple

PLL will allow the PLT to stay in your custody while it's locked and earmarked for another destination. Only the designated account can release the funds to transfer to the designated destination.

Protocol Level Locks: Enhanced

All PLL functions are to be authenticated by a Smart Contract with business logic that outputs a true or false value. If false, the requested function will be denied by the lock.

AI Agent Assisted Verify & Pay

An agent will be able to verify using their human's Concordium ID and pay using PLTs held in a PLL with safeguards to stop the agent from going rogue.

In Motion

Protocol Level Locks: Advanced Features

All PLL functions are to be authenticated by a Smart Contract with business logic that outputs a true or false value. If false, the requested function will be denied by the lock.

Near Horizon

Non-Fungible PLT

NFTs are held at the protocol level.

Light Nodes

A lightweight node will take up less space and require fewer resources to run, and will be very quick to deploy.

Parallel Execution

Block calculations to be done in parallel allowing the chain to grow past the current 2000TPS

Privacy Preserving Transactions

Shielded balances and transactions with our disclosure process built into the protocol.

Far Horizon

Built to Hold Under Attack

Security is not a feature we added, it is the architecture we started with, built to hold when regulated industries, enterprises, and governments bring their agents here.

Audited by CertiK

The full chain went through CertiK grey-box testing, which according to CertiK no other chain has done.

The Chain Watches Itself

An autonomous Security Agent monitors infrastructure, contracts, and chain activity in real time, escalating to human review.

Ready for Tomorrow's Threats

A quantum-safe migration plan, an active bug bounty programme, and governance-approved circuit breakers.

Bug Bounty Program

Launch of our Bounty program. We encourage and reward the community to help better our product.

AI Threat Resistance

Making sure our node and apps are resilient to AI threats and prompt injections.

Custody Architecture Framework

How to manage your Agent Keys that allow it to interact with the Concordium chain.

PQC Attestation Layer

Validators will be able to sign an Attestation that is Quantum Safe, verifying the block on a regular basis. This will mean no quantum computer can change the past. Any attempts will not match the Attestations.

In Motion

ID Deep-fake detection

IDPs to reject any AI-generated documents or selfies.

AI Security framework

Using AI agents to audit Smart Contracts and keep an eye on the chain.

Near Horizon

Quantum Safe

Continue making the Chain and Tools Quantum Safe.

Security Agent

The Security Agent initiative establishes an autonomous, AI-driven security monitoring and response system that operates continuously across Concordium’s infrastructure, smart contracts, and chain activity

Far Horizon

Meet the Agentic Economy Where It Is

The agentic economy is being built now, and Concordium meets it where it is, callable by any agent on any framework with a single tool call and no codebase rewrite.

Meet Agents Where They Are

MCP and A2A let any agent, on any framework, use Concordium identity and settlement with a single tool call.

AI-Native Payments

x402 gives Concordium a direct on-ramp into agent-native payments, with verified identity and protocol-level locks built in.

Owned by No One

Decentralised, legally accountable infrastructure that no single company owns or controls.

AI Agent Registry MCP

Interact with our Agent Registry through our MCP with ease.

A2A Agent Verification

Allow two agents to talk to each other and verify each other's Concordium Badge via our Agent Registry

Concordium MCP Server

Interact with the whole chain easily, either through our read-only hosted MCP or by installing a full MCP into your program and interacting with the Concordium chain.

AI Developer Education Series

An education program to engage with the developer community, showcasing the value, rich tooling and ease of use of the Concordium chain.

x402 Payment Flows

ZKP ID backed x402 on Concordium

In Motion

AI Agent SDK

Allow developers to interact with all the new Agent functions easily.

AI Agent Tool Kit

SDKs and examples to help developers to use the new Agentic features on the chain.

AI Agent Hackathon

Following on from our Education program, we will host an AI Agent hackathon. To use our tools to solve real-world problems with Agents.

Near Horizon

Business Logic Smart Contract Builder Agent

Concordium agent to build a smart contract that you request.

Far Horizon

Timeline Overview

Discover the milestones defining Concordium's path to pioneering real-world adoption — from stablecoin issuance at the protocol level, to smart money features powering PayFi and digital finance, to scalable compliance compatibility and community-led blockchain.

Far Horizon

Quantum Safe

Continue making the Chain and Tools Quantum Safe.

Far Horizon

Account-Level Allow/Deny Lists

The ability to set constraints on your account to stop rogue transfers into your account.

Far Horizon

ID Layer Enhancements

Making the ID Layer Quantum safe.

Far Horizon

Parallel Execution

Block calculations to be done in parallel allowing the chain to grow past the current 2000TPS

Far Horizon

Light Nodes

A lightweight node will take up less space and require fewer resources to run, and will be very quick to deploy.

In Motion

Sponsored Transactions

All transactions on the Concordium chain can be sponsored by another account. This will allow another account to pay for the fees of any transaction.

In Motion

PLT Wallet Integration

Our Mobile and Desktop wallets will be able to hold, send and receive PLTs.

Far Horizon

Business Logic Smart Contract Builder Agent

Concordium agent to build a smart contract that you request.

Far Horizon

Security Agent

Far Horizon

AML on Demand checks

Using the Concordium ID and the KYC IDP to do AML checks on demand when the use case requires it.

Far Horizon

Privacy Preserving Transactions

Shielded balances and transactions with our disclosure process built into the protocol.

Far Horizon

Non-Fungible PLT

NFTs are held at the protocol level.

Near Horizon

AI Agent Hackathon

Following on from our Education program, we will host an AI Agent hackathon. To use our tools to solve real-world problems with Agents.

Near Horizon

AI Agent Tool Kit

SDKs and examples to help developers to use the new Agentic features on the chain.

Near Horizon

AI Agent SDK

Allow developers to interact with all the new Agent functions easily.

Near Horizon

AI Security framework

Using AI agents to audit Smart Contracts and keep an eye on the chain.

Near Horizon

ID Deep-fake detection

IDPs to reject any AI-generated documents or selfies.

Near Horizon

Liveness Check

Using the Concordium ID app not only to generate ZKPs but also to request a recent liveness check to confirm that the person generating the ZKP is indeed the same person on the account.

Near Horizon

KYCaaS

Near Horizon

Protocol Level Locks: Advanced Features

All PLL functions are to be authenticated by a Smart Contract with business logic that outputs a true or false value. If false, the requested function will be denied by the lock.

In Motion

x402 Payment Flows

ZKP ID backed x402 on Concordium

In Motion

AI Developer Education Series

An education program to engage with the developer community, showcasing the value, rich tooling and ease of use of the Concordium chain.

In Motion

Concordium MCP Server

Interact with the whole chain easily, either through our read-only hosted MCP or by installing a full MCP into your program and interacting with the Concordium chain.

In Motion

A2A Agent Verification

Allow two agents to talk to each other and verify each other's Concordium Badge via our Agent Registry

In Motion

AI Agent Registry MCP

Interact with our Agent Registry through our MCP with ease.

In Motion

PQC Attestation Layer

In Motion

Custody Architecture Framework

How to manage your Agent Keys that allow it to interact with the Concordium chain.

In Motion

AI Threat Resistance

Making sure our node and apps are resilient to AI threats and prompt injections.

In Motion

Bug Bounty Program

Launch of our Bounty program. We encourage and reward the community to help better our product.

In Motion

AI Agent Assisted Verify & Access

Agents should be able to verify to the merchant that they are acting on behalf of a human and generate a ZKP for age and geolocation of the human.

In Motion

AI Agent IDP

Give your agent a selected attribute of your ID so it can verify your details without requesting or interrupting you. All validated and verified against the chain ID layer.

In Motion

Enterprise LEI ID Onboarding

Simple and efficient enterprise Onboarding onto the Concordium ecosystem.

In Motion

AI Agent Assisted Verify & Pay

An agent will be able to verify using their human's Concordium ID and pay using PLTs held in a PLL with safeguards to stop the agent from going rogue.

In Motion

Protocol Level Locks: Enhanced

All PLL functions are to be authenticated by a Smart Contract with business logic that outputs a true or false value. If false, the requested function will be denied by the lock.

In Motion

Protocol Level Locks: Simple

PLL will allow the PLT to stay in your custody while it's locked and earmarked for another destination. Only the designated account can release the funds to transfer to the designated destination.

In Motion

SOL Agent Identity Backed With Human ID

Extend our CIS-8 standard to also verify SOL keys. Allowing SOL agents to register their accountability.

In Motion

Verified by Concordium Badge

The badge is the visible output of the Registry for external agents: a certification mark that signals a verified human stands behind the agent, wherever it operates.

In Motion

ERC-8004 Agent Identity Backed With Human ID

CIS-8 allows you to register your ETH keys and link them to your Concordium account. Proving you have access to both keys.

In Motion

AI Agent Registry

CIS-8004 agent registry, fully compatible with ERC-8004, identity and accountability for AI agents, on any chain.

In Motion

Wallet SDK

Mobile wallet SDKs to allow for 3rd parties to integrate with Concordium easily.

In Motion

Protocol Level Token Dashboard

CCDScanner to show PLT stats read directly from the chain.

In Motion

ZKP Architecture Audit / CertiK

Full Grey Box security audit of our Node code, SDKs and apps.

In Motion

Network Security Enhancements

Review and refactor of our Peer-to-Peer Network protocol.

In Motion

Verify & Access

Verify and Access SDK and tooling to allow for easy integration of our ZKP verification using the Concordium ID. Compatible with ID app and any wallet that has the Concordium ID integrated.

In Motion

Ofcom Review

Our Verify and Access solution has been sent to Ofcom for review.

In Motion

Concordium ID Mobile App

An app to just hold your Concordium ID. Will allow for Verify and Access user cases, as well as easier integration with other ecosystem partners.

In Motion

Native Stablecoins (Protocol Level Tokens)

Token at the protocol level. Not in a smart contract. Never lose custody of your token to a smart contract.

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In Motion

Near Horizon

Far Horizon

Bug Bounty Program

Launch of our Bounty program. We encourage and reward the community to help better our product.

AI Agent Registry MCP

Interact with our Agent Registry through our MCP with ease.

AI Threat Resistance

Making sure our node and apps are resilient to AI threats and prompt injections.

A2A Agent Verification

Allow two agents to talk to each other and verify each other's Concordium Badge via our Agent Registry

Enterprise LEI ID Onboarding

Simple and efficient enterprise Onboarding onto the Concordium ecosystem.

Custody Architecture Framework

How to manage your Agent Keys that allow it to interact with the Concordium chain.

Concordium MCP Server

Interact with the whole chain easily, either through our read-only hosted MCP or by installing a full MCP into your program and interacting with the Concordium chain.

SOL Agent Identity Backed With Human ID

Extend our CIS-8 standard to also verify SOL keys. Allowing SOL agents to register their accountability.

AI Agent IDP

Give your agent a selected attribute of your ID so it can verify your details without requesting or interrupting you. All validated and verified against the chain ID layer.

PQC Attestation Layer

AI Developer Education Series

An education program to engage with the developer community, showcasing the value, rich tooling and ease of use of the Concordium chain.

Protocol Level Locks: Simple

PLL will allow the PLT to stay in your custody while it's locked and earmarked for another destination. Only the designated account can release the funds to transfer to the designated destination.

AI Agent Assisted Verify & Access

Agents should be able to verify to the merchant that they are acting on behalf of a human and generate a ZKP for age and geolocation of the human.

x402 Payment Flows

ZKP ID backed x402 on Concordium

Protocol Level Locks: Enhanced

All PLL functions are to be authenticated by a Smart Contract with business logic that outputs a true or false value. If false, the requested function will be denied by the lock.

AI Agent Assisted Verify & Pay

An agent will be able to verify using their human's Concordium ID and pay using PLTs held in a PLL with safeguards to stop the agent from going rogue.

In Motion: Stablecoin Infrastructure
0 - 6 Months

ID Deep-fake detection

IDPs to reject any AI-generated documents or selfies.

KYCaaS

AI Security framework

Using AI agents to audit Smart Contracts and keep an eye on the chain.

AI Agent SDK

Allow developers to interact with all the new Agent functions easily.

Liveness Check

Using the Concordium ID app not only to generate ZKPs but also to request a recent liveness check to confirm that the person generating the ZKP is indeed the same person on the account.

AI Agent Tool Kit

SDKs and examples to help developers to use the new Agentic features on the chain.

Protocol Level Locks: Advanced Features

All PLL functions are to be authenticated by a Smart Contract with business logic that outputs a true or false value. If false, the requested function will be denied by the lock.

AI Agent Hackathon

Following on from our Education program, we will host an AI Agent hackathon. To use our tools to solve real-world problems with Agents.

Near Horizon: Compliance, Programmability & Verification 
6 - 12 Months

Quantum Safe

Continue making the Chain and Tools Quantum Safe.

AML on Demand checks

Using the Concordium ID and the KYC IDP to do AML checks on demand when the use case requires it.

Security Agent

Non-Fungible PLT

NFTs are held at the protocol level.

Business Logic Smart Contract Builder Agent

Concordium agent to build a smart contract that you request.

ID Layer Enhancements

Making the ID Layer Quantum safe.

Light Nodes

A lightweight node will take up less space and require fewer resources to run, and will be very quick to deploy.

Account-Level Allow/Deny Lists

The ability to set constraints on your account to stop rogue transfers into your account.

Parallel Execution

Block calculations to be done in parallel allowing the chain to grow past the current 2000TPS

Privacy Preserving Transactions

Shielded balances and transactions with our disclosure process built into the protocol.

Far Horizon: Scaling & Interoperability
12 - 18 Months

Identity

The identity layer agents rely on is already running. Verified humans and AI agents are issued and checked the same way, with zero-knowledge proofs keeping personal data private. Shipped, and live today.

Verified by Concordium Badge

The badge is the visible output of the Registry for external agents: a certification mark that signals a verified human stands behind the agent, wherever it operates.

Verify & Access

Verify and Access SDK and tooling to allow for easy integration of our ZKP verification using the Concordium ID. Compatible with ID app and any wallet that has the Concordium ID integrated.

Ofcom Review

Our Verify and Access solution has been sent to Ofcom for review.

Concordium ID Mobile App

An app to just hold your Concordium ID. Will allow for Verify and Access user cases, as well as easier integration with other ecosystem partners.

Payments

Protocol-Level Tokens and the controls around them are live. Creation, mint, transfer, and compliance logic are all in use, the payment foundation agents settle on is here now.

Security

Security here is not a promise. Concordium put the full chain through CertiK grey-box testing, and the protections agents depend on are already in place and operating.

ZKP Architecture Audit / CertiK

Full Grey Box security audit of our Node code, SDKs and apps.

Network Security Enhancements

Review and refactor of our Peer-to-Peer Network protocol.

Discovery & Adoption

The ecosystem is not waiting on us. The wallets, tools, and integrations that let agents and developers plug into Concordium are already shipped and in use.

Wallet SDK

Mobile wallet SDKs to allow for 3rd parties to integrate with Concordium easily.

Protocol Level Token Dashboard

CCDScanner to show PLT stats read directly from the chain.

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